[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.clickmag.cz\/kde-pujcka-nezklame\/#Article","mainEntityOfPage":"https:\/\/www.clickmag.cz\/kde-pujcka-nezklame\/","headline":"Kde p\u016fj\u010dka nezklame?","name":"Kde p\u016fj\u010dka nezklame?","description":"Pokud \u010dlov\u011bk pot\u0159ebuje p\u016fj\u010dit pen\u00edze, m\u00e1 se kam obr\u00e1tit, ov\u0161em to zpravidla jen tehdy, kdy\u017e m\u00e1 \u201a\u010dist\u00fd \u0161t\u00edt\u2018. Tedy ni\u010d\u00edm nenazna\u010duje, \u017ee by snad mohly b\u00fdt s n\u00edm a tud\u00ed\u017e<strong>&hellip;<\/strong>","datePublished":"2020-01-08","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.clickmag.cz\/author\/#Person","name":"","url":"https:\/\/www.clickmag.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"clickmag.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.clickmag.cz\/wp-content\/uploads\/img_a352428_w1718_t1566981473.jpg","url":"https:\/\/www.clickmag.cz\/wp-content\/uploads\/img_a352428_w1718_t1566981473.jpg","height":0,"width":0},"url":"https:\/\/www.clickmag.cz\/kde-pujcka-nezklame\/","about":["Online"],"wordCount":448,"articleBody":"          Pokud \u010dlov\u011bk pot\u0159ebuje p\u016fj\u010dit pen\u00edze, m\u00e1 se kam obr\u00e1tit, ov\u0161em to zpravidla jen tehdy, kdy\u017e m\u00e1 \u201a\u010dist\u00fd \u0161t\u00edt\u2018. Tedy ni\u010d\u00edm nenazna\u010duje, \u017ee by snad mohly b\u00fdt s n\u00edm a tud\u00ed\u017e i se spl\u00e1cen\u00edm n\u011bjak\u00e9 probl\u00e9my. Jen\u017ee t\u011bch pr\u00e1v\u011b popsan\u00fdch je men\u0161ina. Daleko v\u00edce je t\u011bch, kdo naopak n\u011bjak\u00fd ten probl\u00e9m maj\u00ed. Dejme tomu nemaj\u00ed pr\u00e1v\u011b ide\u00e1ln\u00ed p\u0159\u00edjmy a pro zm\u011bnu se \u201ahonos\u00ed\u2018 n\u011bjak\u00fdm t\u00edm z\u00e1znamem v registru dlu\u017en\u00edk\u016f. A takov\u00ed to maj\u00ed se z\u00edsk\u00e1v\u00e1n\u00edm p\u016fj\u010dky o pozn\u00e1n\u00ed slo\u017eit\u011bj\u0161\u00ed. Sh\u00e1n\u011bn\u00ed p\u016fj\u010dky je pro ty, kdo nejsou ide\u00e1ln\u00edmi \u017eadateli, slo\u017eit\u00e9. Slo\u017eit\u00e9, nikoliv v\u0161ak nemo\u017en\u00e9. Proto\u017ee i kdyby od nich d\u00e1vali v\u0161ichni ruce pry\u010d, jedno nezklame. A sice americk\u00e1 hypot\u00e9ka. Tento typ p\u016fj\u010dky je toti\u017e koncipovan\u00fd pr\u00e1v\u011b tak, aby vyhovoval i mnoh\u00fdm z problematick\u00fdch \u017eadatel\u016f. A i ti tu tedy mohou usp\u011bt. A to i velice snadno. Sta\u010d\u00ed, m\u00e1-li n\u011bjak\u00fd takov\u00fd \u017eadatel n\u011bjakou nemovitost a je tuto schopen a ochoten d\u00e1t do z\u00e1stavy. Pokud tak toti\u017e u\u010din\u00ed, otev\u00edr\u00e1 se mu cesta k p\u016fj\u010dce, a to a\u017e k sedmdes\u00e1ti procent\u016fm odhadn\u00ed ceny zm\u00edn\u011bn\u00e9 nemovitosti. A pokud mu tuto cestu nezk\u0159\u00ed\u017e\u00ed ani zoufale n\u00edzk\u00e9 p\u0159\u00edjmy, ni\u017e\u0161\u00ed ne\u017e ty, je\u017e jsou pot\u0159eba alespo\u0148 na placen\u00ed t\u011bch nejni\u017e\u0161\u00edch mo\u017en\u00fdch spl\u00e1tek, a pokud tento nem\u00e1 ani n\u011bjak\u00fd z\u00e1va\u017en\u011bj\u0161\u00ed z\u00e1znam v registrech dlu\u017en\u00edk\u016f, m\u00e1 takov\u00fd \u017eadatel vyhr\u00e1no. Pak mu toti\u017e sta\u010d\u00ed jenom vyplnit jednoduch\u00fd formul\u00e1\u0159 na internetu a poslat e-mailem k posouzen\u00ed po\u017eadovan\u00e9 sn\u00edmky on\u00e9 zastavovan\u00e9 nemovitosti a je to. V\u0161e je rychle p\u0159edschv\u00e1leno, z\u00e1stupce spole\u010dnosti s n\u00edm v\u0161e do posledn\u00ed podrobnosti projedn\u00e1, po dod\u00e1n\u00ed v\u0161ech n\u00e1le\u017eitost\u00ed se podep\u00ed\u0161e smlouva a pen\u00edze mohou b\u00fdt r\u00e1zem na cest\u011b na dlu\u017en\u00edk\u016fv \u00fa\u010det. Kde si je tento m\u016f\u017ee jednodu\u0161e vyzvednout a pou\u017e\u00edt, na co je mu libo. A spl\u00e1cen\u00ed? To je hra\u010dka. Pokud se toti\u017e doty\u010dn\u00fd dlu\u017en\u00edk s\u00e1m nerozhodne splatit v\u0161e bez sankc\u00ed p\u0159ed\u010dasn\u011b, m\u016f\u017ee v\u0161e uhradit t\u0159eba i po zanedbateln\u00fdch spl\u00e1tk\u00e1ch b\u011bhem dlouh\u00fdch t\u0159iceti let. A to ur\u010dit\u011b zvl\u00e1dne ka\u017ed\u00fd.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde p\u016fj\u010dka nezklame?","item":"https:\/\/www.clickmag.cz\/kde-pujcka-nezklame\/#breadcrumbitem"}]}]